We’ve been calling Toronto our hometown for over a decade (two decades for My Whymances to be precise). Ask anyone in our country, they’ll say real estate prices in this city are banana’s. Period. It’s the one thing we can all agree on. And that’s saying something; good luck getting any consensus on rent vs buy, city vs suburbs vs country, housing crash, etc.
We’re not a house horny couple. Buying a home is not THE DREAM. Renting is not a waste of money. Owning real estate is NOT AN INVESTMENT. So with all of that, and crazy housing prices, how exactly did we conclude that buying another a bigger house was a goal?
I thought the late summer garden update would be my last for this year. Nature has disagreed! Despite our transition went from 40 degrees, to a few weeks at 15 degrees to snow, many plants soldiered on into November. I’m putting that down to another benefit of urban living; the weather remains milder a little longer. Continue reading “Garden Update – November 2018”
I’ve seen a meme going around lately that has an image of an ATM with words:
“Sometimes you just have to hit ‘no receipt’ at the ATM because you just don’t need that kind of negativity in your life”
My first reaction was to cringe. Ignoring it won’t solve anything. Better to tackle it now. Ever realize that you’re thinking/saying one thing, then realize they hypocrisy of your actions?
I had one of those moments this morning. I haven’t done a financial update in over six months because I’m afraid… Not to look at my bank account, but to face the reality of some cold hard numbers (results) on progress of this year’s goals.
What does homesteading mean to you? Do you picture acres of land, with a few animals and huge garden? Maybe close to a small town or in the middle of the country? This is exactly what I picture. Though I moved to a big city a decade ago out of necessity (read jobs), there’s a part of me that yearns to try homesteading like Frugalwoods.
Except one major roadblock: IT project management and graphic design jobs aren’t exactly common outside cities. Not to mention we’re used to a carless existence and Mr Whymances really enjoys having the city at his fingertips.
Over the summer, I’ve come to realize homesteading can be many different things and it’s first and foremost an attitude. Not only does it have a lot in common with financial independence, homesteading can be done in an urban environment.
To kick off financial literacy month, I’m focusing on my recent experience of a unexpected income loss as a contract worker and how I’ve learned to survive it.
For those just tuning in, spring was mired with indecision on whether to take a sabbatical; then fate decided and catapulted me into one, right at the start of summer no less. How lucky is that?
I turned my unexpected loss of income into a summer sabbatical, which came to an end in early September. Gone are the days of gardening at sunrise, daytime eavesdropping expeditions at coffee shops (you’d be amazed how interesting people’s lives can be), last minute plans to visit family and friends and fire & ice vacations! In return though, income is flowing again! Continue reading “Unexpected Income Loss As a Contract Worker and How to Survive It”
Jiminy crickets, the garden is in full bloom! Mid September came up on me without realizing. That’s not surprising given we were baking in mid to high 30’s (celsius)! While I love the summer warmth and what it brings from the garden, I’m looking forward to the temperate weather fall brings.
But back to late summer gardening…. Continue reading “Garden Adventures – Late Summer”
There are signs all around me that summer is waning: end of summer exhibition (CNE) is happening, first day of school and it’s getting dark earlier. September skidded in overnight. July was largely spent resting, re-learning that I didn’t need to be busy every second — relaxing counted as being productive and leaning into this unexpected sabbatical. So while July was an adjustment period, I started to hit my stride in August. Continue reading “Summer Sabbatical – August Update”
How did we get to the end of July already? Seriously! I have no idea where the time has gone. Being lucky enough to have the summer off, I should have plenty of it! I know time is like more space in a house, the more you have it, the more you simply fill it. More time doesn’t automatically equate feeling satisfied with how you filled it. What have you done with your warm weather so far? Continue reading “Summer Sabbatical – July Update”
It’s hard to believe but we’re almost at mid-summer already! Gardens always seem to move slowly when you’re anticipating the fresh fruits and veggies to start in earnest. Looking back, it’s astonishing how much the garden has grown and it feels like time has flown by. It wasn’t so long ago I wrote about snagging a plot, sharing the costs and learnings I had so far. Being that it’s a little past mid July, I thought it was time for another update. Continue reading “Garden Adventures – Mid Summer”